Haseeb Awan 

So Finally FOMC increased the interest rates this week by .25% after almost a decade as expected. Though it was fixed since 2008 at 3.25%, June 2006 was the last time it was increased. Federal Open Market Committee (FOMC) mandate is to determine the prime interest rate & money supply.It was formed through…(Read More)

Banks are boring & claim to be next generation bank is rarely heard in startup world. Banks were born out of need to store the cash safely.  Banks generally have a very good perception of trust & security among masses which led to position themselves as one-stop shop for anything financial related. Over time…(Read More)

Every week, a new startup is born to grab the 600 Billion remittance market volume . With an average fee of 7% approximately 40 billion dollar are paid in fees and despite dozens of startups trying to reduce it, fees are not coming down as anticipated. Even though we blame the remittance companies for higher fees…(Read More)

Someone asked me a question about my management style. Let me give a disclose that I have not been very good at it and this is the most difficult task that a founder has to encounter. While I am not pro at it, I thought of asking this question from myself for days and came…(Read More)

Everyday, we come across the term “Millenials” or “Generation Y”. Companies/Startups are overusing this term to define their customer base. From just the sound of  it, image    portrayed in mind of a Millenial is a teenager who is snap chatting on his new iPhone with music played on his flashy expensive branded headphones. However…(Read More)

  We have to make trivial decisions on regular basis. Some of those decisions create a deadlock which have impact on other things we do. Everyone advises to go with the instincts and gut feeling but the solutions are so close that it becomes challenging to figure out what do we actually want. As human…(Read More)

Life is the name of continual motion. My counter is constantly running and I have no control over it. In fact, none of the billions of people walking this earth right now, have any control over this counter. It keeps running and running until one day when it will abruptly stop. That day, life as…(Read More)

Love vs Lust

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Once in a while, we get attracted to different things including cause, person or a vision. It is difficult to differentiate between lust and love at first because they both have the same passion and sentiments. With the passage of time, it becomes difficult to keep the same sentiments over an extended period of time…(Read More)

TL;DR decreasing expenses by even slight margin can increase profits exponentially as opposed to increasing price.   At times it gets very expensive or hard to grow due to multiple restrictions. Example could be running a hotel which has limited number of rooms. There are 2 very obvious ways to increase profits #1 Increase…(Read More)

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